Asia Asset Finance PLC (AAF) reported strong financial performance for the second quarter ended 30 September 2025, with Profit After Tax (PAT) rising to Rs. 400.04 million, representing a 32.87% year-on-year (YOY) increase.

The company’s strategic focus on quality lending, prudent risk management, and operational efficiency has expanded its total assets to Rs. 42.79 billion, marking a 32.72% YOY growth. Net Asset Value (NAV) per share improved to Rs. 33.62, up from Rs. 29.52 in the previous year.

AAF’s loan portfolio grew significantly by Rs. 13.13 billion, reaching Rs. 36.69 billion, a 55.71% YOY increase. Operational Profit Before Tax (PBT) rose to Rs. 983.06 million, reflecting a remarkable 150.42% YOY growth. Earnings Per Share (EPS) increased to Rs. 3.22, up from Rs. 2.42 a year earlier.

Income tax rose substantially to Rs. 275.79 million (+580.97%), while VAT on Financial Services increased to Rs. 307.23 million (+502.42%). Despite this, the Capital Adequacy Ratio (CAR) remained robust at 25.83%, well above regulatory requirements, and Net Interest Margin (NIM) stayed solid at 11.01%.

AAF continues to expand its branch network to enhance customer accessibility, with 107 branches now operational nationwide. The company also retains its Fitch Rating of A+ with a Stable Outlook, reaffirming investor confidence and financial strength.